/* GoudZilverKoers — zwart en champagnegoud */
:root{
  --ink:#0A0A0B; --ink-2:#111113; --panel:#151517; --line:rgba(214,190,145,.18); --line-2:rgba(214,190,145,.32);
  --gold:#D6BE91; --gold-2:#EBDDBE; --gold-deep:#A88B57; --ivory:#F2ECE1; --text:#CFC8BB; --mute:#9C968B; --mute-2:#77726A;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif; --sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  color-scheme:dark;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--ink);color:var(--ivory);font:300 16px/1.7 var(--sans);-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%}
::selection{background:var(--gold);color:var(--ink)}
:focus-visible{outline:1px solid var(--gold);outline-offset:3px}
.wrap{max-width:1200px;margin:0 auto;padding:0 32px}
.narrow{max-width:820px}
.eyebrow{display:inline-block;font:500 11px/1.4 var(--sans);letter-spacing:.32em;text-transform:uppercase;color:var(--gold)}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--ink);padding:8px 14px;z-index:99}
.skip:focus{left:8px}
.num{font-variant-numeric:tabular-nums}

/* koersbalk */
.tape{border-bottom:1px solid var(--line);background:#070708;font:400 12px/1 var(--sans);letter-spacing:.06em;color:var(--mute)}
.tape .wrap{display:flex;gap:34px;align-items:center;height:38px;overflow:hidden;white-space:nowrap}
.tape b{color:var(--gold-2);font-weight:500;margin-left:8px}
.tape .live{margin-left:auto;display:flex;align-items:center;gap:8px}
.dot{width:6px;height:6px;border-radius:50%;background:#9FC7A0;box-shadow:0 0 0 0 rgba(159,199,160,.6);animation:pulse 2.4s infinite}
.dot.stale{background:var(--mute-2);animation:none}
@keyframes pulse{70%{box-shadow:0 0 0 8px rgba(159,199,160,0)}100%{box-shadow:0 0 0 0 rgba(159,199,160,0)}}

/* navigatie */
header.nav{position:sticky;top:0;z-index:20;background:rgba(10,10,11,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;height:76px;gap:36px}
.mark{display:flex;align-items:center;gap:13px;flex:none}
.mark svg{width:32px;height:32px}
.mark span{font:500 22px/1 var(--serif);letter-spacing:.04em;color:var(--ivory)}
.mark span i{font-style:normal;color:var(--gold)}
nav.links{display:flex;gap:30px;margin-left:auto;font-size:13px;letter-spacing:.08em;color:var(--mute)}
nav.links a{padding:6px 0;border-bottom:1px solid transparent}
nav.links a:hover,nav.links a[aria-current]{color:var(--gold-2);border-color:var(--line-2)}
.lang{font:500 11px/1 var(--sans);letter-spacing:.2em;color:var(--mute);border:1px solid var(--line);padding:8px 10px}
.lang:hover{color:var(--gold-2);border-color:var(--line-2)}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line-2);color:var(--gold-2);width:42px;height:42px;cursor:pointer}
.menu-btn span{display:block;width:18px;height:1px;background:currentColor;margin:5px auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 26px;font:500 12px/1 var(--sans);letter-spacing:.2em;text-transform:uppercase;border:1px solid var(--gold);color:var(--ink);background:linear-gradient(135deg,var(--gold-2),var(--gold) 55%,var(--gold-deep));transition:filter .25s;cursor:pointer;text-align:center}
.btn:hover{filter:brightness(1.08)}
.btn.ghost{background:transparent;color:var(--gold-2);border-color:var(--line-2)}
.btn.ghost:hover{border-color:var(--gold)}
.btn.small{padding:11px 18px;font-size:11px}

/* hero */
.hero{position:relative;padding:116px 0 104px;overflow:hidden}
.hero::before{content:"";position:absolute;inset:-20% -10% auto auto;width:780px;height:780px;background:radial-gradient(closest-side,rgba(214,190,145,.15),transparent 70%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:72px;align-items:center}
.hero h1{font:400 clamp(44px,6vw,80px)/1.03 var(--serif);letter-spacing:-.01em;margin:24px 0 28px}
.hero h1 em,h2 em,.page-head h1 em{font-style:italic;color:var(--gold-2)}
.lead{font-size:18px;color:var(--text);max-width:540px}
.cta{display:flex;gap:16px;margin-top:40px;flex-wrap:wrap}
.fine{margin-top:22px;font-size:12px;letter-spacing:.08em;color:var(--mute-2)}

/* koerskaart */
.quote{position:relative;border:1px solid var(--line-2);background:linear-gradient(180deg,#161618,#0E0E10);padding:36px 34px 28px}
.quote::after{content:"";position:absolute;inset:8px;border:1px solid var(--line);pointer-events:none}
.quote .head{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.quote .price{font:400 60px/1 var(--serif);margin:22px 0 8px;color:var(--gold-2)}
.quote .price small{font-size:21px;color:var(--mute);margin-left:6px}
.quote .sub{font-size:13px;color:var(--mute)}
.quote table{width:100%;border-collapse:collapse;font-size:13px;margin-top:22px}
.quote td{padding:11px 0;border-top:1px solid var(--line);color:var(--mute)}
.quote td:last-child{text-align:right;color:var(--ivory)}
.quote .stamp{margin-top:16px;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute-2);display:flex;justify-content:space-between;gap:12px}

/* vertrouwen */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--ink-2)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.trust div{padding:32px 26px;border-left:1px solid var(--line)}
.trust div:first-child{border-left:0}
.trust strong{display:block;font:400 34px/1 var(--serif);color:var(--gold-2);margin-bottom:10px}
.trust span{font-size:13px;color:var(--mute)}

/* secties */
section.block{padding:124px 0}
.sec-head{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;margin-bottom:68px;align-items:end}
.sec-head.center{grid-template-columns:1fr;text-align:center;justify-items:center}
.sec-head h2{font:400 clamp(36px,4.4vw,56px)/1.06 var(--serif);margin-top:18px}
.sec-head p{color:var(--text);font-size:17px;max-width:560px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.feat{padding:42px 36px 46px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .3s}
.feat:hover{background:#121214}
.feat .no{font:400 15px/1 var(--serif);font-style:italic;color:var(--gold)}
.feat h3{font:500 25px/1.2 var(--serif);margin:20px 0 12px}
.feat p{font-size:14.5px;color:var(--mute)}
.band{background:radial-gradient(1200px 500px at 50% 0,rgba(214,190,145,.07),transparent),var(--ink-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:56px;counter-reset:s}
.step{position:relative;padding-top:34px;border-top:1px solid var(--line-2)}
.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:-14px;left:0;background:var(--ink-2);padding-right:16px;font:400 22px/1 var(--serif);color:var(--gold)}
.step h3{font:500 24px/1.25 var(--serif);margin-bottom:12px}
.step p{font-size:14.5px;color:var(--mute)}
.formula{margin-top:76px;border:1px solid var(--line-2);padding:32px 38px;display:flex;flex-wrap:wrap;gap:16px 24px;align-items:center;justify-content:center;font:400 22px/1.3 var(--serif);color:#D9D2C4}
.formula b{font-weight:500;color:var(--gold-2)}
.formula i{font-style:normal;color:var(--mute-2)}

/* rekenvoorbeeld */
.calc{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line-2);background:linear-gradient(180deg,#141416,#0D0D0F)}
.calc form{padding:40px;display:grid;grid-template-columns:1fr 1fr;gap:20px 22px;border-right:1px solid var(--line)}
.calc label{display:flex;flex-direction:column;gap:8px;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--mute)}
.calc input,.calc select{background:#0B0B0C;border:1px solid var(--line-2);color:var(--ivory);font:400 16px/1 var(--sans);padding:13px 12px;border-radius:0;width:100%;-webkit-appearance:none;appearance:none}
.calc select{background-image:linear-gradient(45deg,transparent 50%,var(--gold) 50%),linear-gradient(135deg,var(--gold) 50%,transparent 50%);background-position:calc(100% - 18px) 50%,calc(100% - 13px) 50%;background-size:5px 5px;background-repeat:no-repeat;padding-right:34px}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--gold)}
.calc .out{padding:40px;display:flex;flex-direction:column;justify-content:center}
.calc .out .big{font:400 64px/1 var(--serif);color:var(--gold-2);margin:16px 0 18px}
.calc .out dl{display:grid;grid-template-columns:1fr auto;gap:10px 18px;font-size:14px;color:var(--mute);border-top:1px solid var(--line);padding-top:18px}
.calc .out dd{color:var(--ivory);text-align:right}

/* tarieven */
.plans{display:grid;grid-template-columns:1fr 1fr;gap:28px;max-width:920px;margin:0 auto}
.plan{border:1px solid var(--line-2);padding:48px 44px;background:linear-gradient(180deg,#141416,#0D0D0F);position:relative}
.plan.best{border-color:var(--gold)}
.plan .tag{position:absolute;top:-1px;right:40px;transform:translateY(-50%);background:var(--gold);color:var(--ink);font:600 10px/1 var(--sans);letter-spacing:.24em;text-transform:uppercase;padding:8px 14px}
.plan h3{font:500 14px/1 var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
.plan .amt{font:400 72px/1 var(--serif);margin:26px 0 8px}
.plan .amt small{font-size:20px;color:var(--mute)}
.plan .sub{font-size:13px;color:var(--mute)}
.plan ul{list-style:none;margin:30px 0 36px;border-top:1px solid var(--line)}
.plan li{padding:13px 0;border-bottom:1px solid var(--line);font-size:14.5px;color:var(--text);display:flex;gap:14px}
.plan li::before{content:"";flex:none;width:14px;height:1px;background:var(--gold);margin-top:12px}
.plan .btn{width:100%}
.volume{text-align:center;margin-top:32px;font-size:14px;color:var(--mute)}
.volume b{color:var(--gold-2);font-weight:500}

/* vragen */
.faq{max-width:860px;margin:0 auto;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:26px 44px 26px 0;position:relative;font:500 22px/1.3 var(--serif);color:var(--ivory)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:22px;font:300 26px/1 var(--sans);color:var(--gold)}
.faq details[open] summary::after{content:"−"}
.faq details p{padding:0 0 26px;color:var(--text);font-size:15.5px;max-width:720px}

/* slot */
.close{padding:140px 0;text-align:center;position:relative;overflow:hidden;border-top:1px solid var(--line)}
.close::before{content:"";position:absolute;left:50%;top:50%;width:900px;height:900px;transform:translate(-50%,-50%);background:radial-gradient(closest-side,rgba(214,190,145,.12),transparent)}
.close .wrap{position:relative}
.close h2{font:400 clamp(40px,5.2vw,68px)/1.06 var(--serif);max-width:860px;margin:22px auto 28px}
.close p{color:var(--text);max-width:580px;margin:0 auto 40px}
.close .cta{justify-content:center}

/* binnenpagina's */
.crumbs{font-size:12px;letter-spacing:.08em;color:var(--mute-2);padding-top:34px}
.crumbs a:hover{color:var(--gold-2)}
.crumbs span{margin:0 8px;color:var(--line-2)}
.page-head{padding:44px 0 64px;border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.page-head::before{content:"";position:absolute;right:-200px;top:-260px;width:700px;height:700px;background:radial-gradient(closest-side,rgba(214,190,145,.1),transparent 70%);pointer-events:none}
.page-head h1{position:relative;font:400 clamp(40px,5.4vw,70px)/1.05 var(--serif);margin:20px 0 22px;max-width:900px}
.page-head .lead{position:relative;max-width:700px}
.page-head .meta{position:relative;margin-top:22px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute-2)}
.cols{display:grid;grid-template-columns:1fr 340px;gap:72px;padding:72px 0 110px}
.cols aside{position:sticky;top:110px;align-self:start}
.box{border:1px solid var(--line-2);padding:30px 28px;background:linear-gradient(180deg,#141416,#0D0D0F)}
.box h3{font:500 22px/1.25 var(--serif);margin:14px 0 10px}
.box p{font-size:14px;color:var(--mute);margin-bottom:20px}
.box .btn{width:100%}
.toc{margin-top:24px;border-top:1px solid var(--line);padding-top:18px;font-size:13px}
.toc a{display:block;color:var(--mute);padding:6px 0}
.toc a:hover{color:var(--gold-2)}

/* lopende tekst */
.prose{max-width:760px;color:var(--text);font-size:16.5px}
.prose h2{font:400 clamp(30px,3.4vw,40px)/1.15 var(--serif);color:var(--ivory);margin:56px 0 18px;scroll-margin-top:110px}
.prose h2:first-child{margin-top:0}
.prose h3{font:500 23px/1.3 var(--serif);color:var(--ivory);margin:36px 0 12px;scroll-margin-top:110px}
.prose p{margin:0 0 18px}
.prose ul,.prose ol{margin:0 0 22px 22px}
.prose li{margin-bottom:8px}
.prose li::marker{color:var(--gold)}
.prose a{color:var(--gold-2);border-bottom:1px solid var(--line-2)}
.prose a:hover{border-color:var(--gold)}
.prose strong{color:var(--ivory);font-weight:500}
.prose code{font:400 14px/1.4 ui-monospace,Menlo,Consolas,monospace;color:var(--gold-2);background:#141416;border:1px solid var(--line);padding:2px 7px}
.prose pre{background:#0D0D0F;border:1px solid var(--line);padding:18px 20px;overflow-x:auto;margin:0 0 22px}
.prose pre code{border:0;padding:0;background:none}
.prose blockquote{border-left:1px solid var(--gold);padding:4px 0 4px 22px;margin:28px 0;font:italic 400 22px/1.45 var(--serif);color:var(--ivory)}
.note{border:1px solid var(--line-2);background:#121214;padding:20px 22px;margin:26px 0;font-size:15px}
.note b{color:var(--gold-2);font-weight:500}

/* koerstabellen */
.rates{width:100%;border-collapse:collapse;margin:8px 0 30px;font-size:15px}
.rates caption{text-align:left;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--mute);padding-bottom:14px}
.rates th,.rates td{padding:15px 12px;border-bottom:1px solid var(--line);text-align:right}
.rates th{font:500 11px/1.3 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);border-bottom-color:var(--line-2)}
.rates th:first-child,.rates td:first-child{text-align:left}
.rates td{color:var(--ivory)}
.rates td:first-child{color:var(--text)}
.rates tr:hover td{background:rgba(214,190,145,.03)}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.spot{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line-2);margin:0 0 40px}
.spot div{padding:26px 24px;border-left:1px solid var(--line)}
.spot div:first-child{border-left:0}
.spot>div>span{display:block;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--mute);margin-bottom:12px}
.spot strong{font:400 38px/1 var(--serif);color:var(--gold-2)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{border:1px solid var(--line);padding:32px 30px;transition:border-color .3s,background .3s;display:flex;flex-direction:column}
.card:hover{border-color:var(--line-2);background:#111113}
.card h3{font:500 25px/1.25 var(--serif);margin:16px 0 12px}
.card p{font-size:14.5px;color:var(--mute);flex:1}
.card .more{margin-top:22px;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}

footer{border-top:1px solid var(--line);padding:68px 0 38px;font-size:13px;color:var(--mute)}
footer .fcols{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:48px}
footer h4{font:500 11px/1 var(--sans);letter-spacing:.26em;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
footer ul{list-style:none}
footer li{margin-bottom:12px}
footer a:hover{color:var(--gold-2)}
footer .about{margin-top:20px;max-width:310px}
footer .legal{margin-top:56px;padding-top:24px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;color:var(--mute-2);font-size:12px}

@media (max-width:1020px){
  nav.links{display:none;position:absolute;top:76px;left:0;right:0;flex-direction:column;gap:0;background:#0B0B0C;border-bottom:1px solid var(--line);padding:8px 32px 20px}
  nav.links.open{display:flex}
  nav.links a{padding:14px 0;border-bottom:1px solid var(--line)}
  .menu-btn{display:block}
  header.nav .btn{display:none}
  .hero .wrap,.sec-head,.cols{grid-template-columns:1fr;gap:48px}
  .cols aside{position:static}
  .grid3,.steps,.cards,.cards.two{grid-template-columns:1fr}
  .trust .wrap{grid-template-columns:1fr 1fr}
  .trust div:nth-child(3){border-left:0}
  .trust div:nth-child(n+3){border-top:1px solid var(--line)}
  .plans,.calc{grid-template-columns:1fr}
  .calc form{border-right:0;border-bottom:1px solid var(--line)}
  footer .fcols{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .wrap{padding:0 16px}
  nav.links{padding:8px 16px 20px}
  .tape .wrap{gap:22px}
  .tape .hide-s{display:none}
  .hero{padding:64px 0 72px}
  section.block{padding:84px 0}
  .quote{padding:28px 22px}
  .quote .price{font-size:48px}
  .plan{padding:40px 24px}
  .calc form,.calc .out{padding:26px 20px}
  .calc form{grid-template-columns:1fr}
  .spot{grid-template-columns:1fr}
  .spot div{border-left:0;border-top:1px solid var(--line)}
  .spot div:first-child{border-top:0}
  .trust div{padding:24px 16px}
  footer .fcols{grid-template-columns:1fr}
  .faq summary{font-size:19px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}